That's the only explanation I can find where medical insurance is concerned. Outside of being on an employer's plan and not going without coverage for more than 60 days, any insurance company considers pregnancy a pre-existing condition and will not cover someone in my situation: we moved, I had to give up prior insurance (since I was no longer working for the same place), Trent's employer has a reimbursement plan for insurance instead of plans through the company and... we'll be paying the remainder of Baby Stanley's costs out-of-pocket.
I'm really glad we moved from an area where prenatal care and a normal delivery runs $7,000-$10,000 to an area where it's just over $5,000... -Oh, and happy parenting!
In other news, I've come to resemble a storm front: I have my own leading edge. As I explained to Trent today, I no longer bend at the waist - I have to tip forward. Pregnancy is not an upright proposition. I must either tip (to reach forward) or recline (when seated). Here's hoping I can maintain at least a 30 degree range of motion forward and backward until delivery - Trent will have to be tying the drawstring on my shorts/pants, not just tying my shoelaces.